Renting a flat, apartment or room in a big city like Warsaw can be a challenge – especially if we want avoiding intermediaries and all the costs associated with it. Real estate agencies often charge high commissions, which can even reach the entire rent for one month. This is a considerable amount, especially if you plan short term rental or you are just starting your adventure with life in the capital. Fortunately, there are many ways to rent an apartment without an intermediary, saving money while gaining more control over the entire process.
In this article, we will show you step by step how to effectively and safely find the perfect apartment without the involvement of an agency, what to look for when signing a contract, how to communicate with owners and where to look for proven offers. All this in the context of short term rental in Warsaw, for tourists, employees and students alike. Importantly, we will not scare or dramatize. We will focus on the positives, solutions and simple steps that they will make your life easier.
Renting without intermediaries is gaining popularity for a reason. More and more people are looking for flexible solutions, which not only allow you to save money, but also increase the comfort of the search process itself. Here are the most important advantages that speak for renting without an agency:
No commission – you save from several hundred to even several thousand zlotys, which in the case of short-term rental may constitute a significant part of the budget.
Direct contact with the owner – you have the opportunity to negotiate the terms, discuss all the details and build a relationship based on trust.
Faster process – the lack of intermediaries means fewer formalities and the ability to reach an immediate agreement.
More flexibility – apartment owners are more likely to agree to unusual rental conditions (e.g. renting for a few days or weeks, with a dog or without a deposit).
Better choice of location – thanks to platforms and websites with direct offers, you have access to apartments in top locations in Warsaw that are not offered by real estate agencies.
In addition, if you use the services of a company specializing in short-term rentals (e.g. ours), you benefit professional support, but without the cost of agent commission. Such companies combine the advantages of both worlds – private rental and hassle-free service.
One of the most important steps in the process of renting an apartment without intermediaries is finding a reliable offer. Warsaw is a huge market, but not every service or advert guarantees fair conditions. Below are the best sources that allow you to quickly find an apartment for rent without an agency:
There are several Polish and foreign portals that allow direct contact with the property owner:
OLX.pl – one of the most popular advertising platforms. Simply select the filter “only from private individuals” to exclude agency ads.
Facebook Marketplace and local groups – e.g. “Apartments for rent Warsaw without intermediaries”. A very up-to-date source with great dynamics.
Airbnb – although it is mainly associated with tourism, many offers can be rented for a longer period of time without the need to sign a contract with an agency.
Booking.com - if you are interested short term rental, many apartments are available without additional intermediary fees – you only pay the price per night.
More and more companies in Warsaw offer apartments for rent without intermediaries, acting as operators of premises on behalf of the owners. Importantly, these are not real estate agencies, but rather professional hosts who:
they publish their offers on their own websites (e.g. "Warsaw Center Apartments without commission"),
They offer full equipment, flexible conditions, VAT invoices, online rental option,
they provide customer service, cleaning, and even airport transfers.
This is an ideal solution for people who want to avoid the stress of searching for an apartment on their own, but do not want to pay the additional costs of an agency.
If you are already in Warsaw or have friends here, it is worth asking for recommendations. Grapevine still works – apartment owners often rent premises “by recommendation”, avoiding publishing an ad. Such contacts are a guarantee of safety and often better conditions than through official channels.
Although renting an apartment without an agency has many advantages, as in any other field, it is worth being careful and learning recognize fair offers. In the era of the internet, when most ads appear online, it is easy to come across ads that are outdated, misleading or - in the worst case - fraudulent. Especially in such a large and dynamic city as Warsaw, it is worth being aware of what to look for so as not to waste money, nerves and time.
Before you decide to contact the owner or book an apartment, take a look at the ad. A professionally prepared offer is already the first good sign. What is worth checking?
Detailed description of the premises – pay attention to whether the square footage, number of rooms, type of equipment, location and rental conditions (e.g. availability of dates, minimum length of stay, additional fees) are provided.
Authentic photos – interior photos should be realistic, showing both the advantages and the standard of finish. Avoid ads in which all the photos look like they come from a photo bank – they may be copies of someone else's listings.
Contact details – the owner should provide at least a phone number and email address. In the case of ads published by companies (e.g. short-term rental operators), it is also worth checking the website.
Transparency of conditions – does the advert state the total cost? Does it mention a deposit? Does it clearly state whether utilities are included? The absence of this information is often a warning sign.
Unfortunately, there is also no shortage of ads that are aimed at extorting data or money. Fraudsters act quickly and rely on the emotions of tenants – especially those who are looking for an apartment right away, e.g. they came to Warsaw from another city or country.
Price too low – if an apartment in the center of Warsaw costs PLN 1,500 per month and the description mentions modern finishing, great location and full equipment – it is probably a scam.
No possibility to view the apartment – explanations like “I’m abroad, but I’ll send you the keys after the transfer” should immediately raise a red flag.
Pressure for quick transfer – an honest owner will not force transfers of “reservation deposits” without signing a contract or any documentation.
No verifiable data – if the advertiser avoids providing their name, phone number, or address of the premises or company – it is not worth the risk.
Remember that the safest solution is to use professional rental platform without intermediaries, such as ours, where all apartments have been previously verified, and customer service takes care of the legality and comfort of the entire process. Thanks to this, you have a guarantee that you rent legally, safely and without hidden costs.
Finding the perfect apartment is one thing, but equally important (and often overlooked) is the right one preparing to sign a lease agreement – even in the case of short-term rentals. If you want to rent an apartment for a few days, weeks or months, it is worth knowing the basics that will protect you from misunderstandings and allow you avoid the stress of formalities. What's more, many companies offering short-term rentals in Warsaw (like ours) prepare simplified contracts and flexible procedures - but these are still contracts that are worth knowing and understanding.
Identity document – most owners will ask for an ID or passport. This is a standard procedure to protect both parties.
Reserved budget – in addition to the rental price, be prepared to pay a possible deposit (although many offers do not require it), cleaning fees, or utilities.
Knowledge of tenant rights – even with a short-term lease, you have your rights – e.g. the right to peaceful use of the apartment, the right to information about fees or to settle the deposit.
Time flexibility – it is worth setting the hours for collecting keys and returning the apartment. Professional companies offer 24/7 collection or self-check-in via a safe.
A professional lease agreement should be short, clear and contain the following basic elements:
Data from both parties – name, surname, PESEL (or passport number), address, contact details.
Description of the lease subject – address, area, equipment, technical condition.
Duration of the contract – clearly defined lease start and end dates.
Rent and additional fees – including information about utilities, cleaning fees, internet, etc.
Deposit conditions – its amount, repayment deadline, possible deductions.
Contract termination rules – in the event of cancellation or extension of the lease.
It's good if the owner allows it signing the contract online – this is a standard today that makes life much easier, especially with short-term rentals. You don’t have to print documents, and all the conditions are clearly presented in an email or booking application.
Cancellation Policy – can you cancel your reservation without any costs? It’s worth checking, especially if you’re planning your trip in advance.
Rules for using the premises – is it allowed to smoke, can you bring your pet, is it allowed to organize parties? Good companies communicate this clearly.
Tenant Insurance – in some cases, it is worth asking about the possibility of purchasing renters insurance, which protects you in the event of damage.
Although renting an apartment without the help of an agency can be much easier, cheaper and more convenient, many people – especially those who do it for the first time – make common mistakes. Most of them can be easily avoided by using common sense, analyzing the ad, asking the right questions and – most importantly – not acting rashly. In this part of the article, we will tell you how not to fall into the trap and what to pay attention to, so that the rental goes smoothly and in a friendly atmosphere.
Contrary to appearances, most problems do not result from dishonest owners or advertisements, but from rushing, not reading contracts and lack of preparation. Here is a list of the most common mistakes made by people looking for apartments without intermediaries:
Lack of thorough verification of the premises – relying only on photos and descriptions without seeing the apartment live or via video (if you are not on site).
Signing unclear contracts – contracts without precisely describing costs, deadlines or rules for returning the deposit may lead to conflicts.
No written contract at all – even if you rent an apartment for 2-3 days, it is worth having written confirmation of the conditions – e-mail, text message or confirmation from the booking platform.
Paying "on your word" – never send money for rent without any document, booking confirmation or owner verification.
Not reading reviews about the location – an apartment may be beautiful, but if it is located above a nightclub or in a district known for its noise – it will not be a successful stay.
Ignoring the regulations – e.g. lack of information about quiet hours, pet rules, number of guests – may lead to unpleasant situations or even early termination of the contract.
If you want a peaceful and comfortable stay, choose verified offers, e.g. through platforms specializing in short-term rentals in Warsaw. Our company offers apartments without intermediaries, but with full customer service, professional support, flexible conditions and a guarantee of safety. In this way, you combine the advantages of independence with the comfort worthy of a hotel.
We have prepared for you a practical checklist, which will help you through the entire process of renting an apartment without intermediaries – step by step. Thanks to it, you won't miss anything, even if you're just starting out.
Determine your needs – location, budget, rental duration, requirements (e.g. kitchen, balcony, parking, wifi).
Choose trusted sources – OLX, Facebook, specialist portals, websites of companies renting directly (like ours).
Verify the ad – check the description, photos, contact details, rental conditions.
Call the owner – ask about details, cancellation conditions, possibility of viewing the apartment.
Don't transfer money blindly – always request confirmation of booking, contract or invoice.
Check the lease agreement – pay attention to: amount, rental length, deposit, cancellation policy.
Secure your interests – take photos when picking up and dropping off the premises, keep e-mails and messages.
Take advantage of modern solutions – e-signature, card payment, self-check-in, 24/7 service.
With this list and the tips in the article, you will gain more control over the rental process and can easily find the perfect apartment in Warsaw – without stress, commissions and unnecessary formalities. What's more, by using our company's offer, you can be sure that everything will be done quickly, professionally and with full transparency. That's why more and more people choose apartments without intermediaries with hotel service – comfortable, safe and flexible.
Warsaw is a city of contrasts – dynamic, modern, and at the same time historical and green. When deciding on renting an apartment without intermediaries, it’s worth determining in advance which part of the city will best suit your lifestyle and travel goals. The comparison below will help you find the perfect location – whether you’re looking for a comfortable apartment for the weekend, a modern studio for a few weeks, or a room close to the metro.
For whom?
For people who value proximity to the most important points of Warsaw: the Old Town, Central Station, restaurants, galleries and tourist attractions.
Advantages:
The best public transport – metro, trams, buses, trains.
Proximity to cultural attractions, office buildings, universities and restaurants.
Large selection of fully equipped apartments, often in historic buildings.
Defects:
Higher prices per night and day than in other districts.
It can be noisy – especially on weekends and on main streets.
Recommended areas: Savior Square, Nowy Świat, Marszałkowska Street, Powiśle.
For whom?
For those looking for a quieter place with excellent access to the city center, business and recreation. Popular with expats and corporate employees.
Advantages:
Proximity to the Łazienki Królewskie park and Pole Mokotowskie.
Great transport connections to the city center.
Modern apartment buildings, but also many classic apartment blocks and villas.
Defects:
Some areas (e.g. Służewiec) are quite office-oriented and have little atmosphere.
May be less attractive to tourists – more apartments than attractions.
Recommended areas: Old Mokotów, Upper Mokotów, Wyględów.
For whom?
For artists, photographers, freelancers and people who appreciate the authentic atmosphere of Warsaw. Praga is increasingly becoming a fashionable address with soul.
Advantages:
Cheaper rental prices than on the left side of the Vistula.
More and more apartments in restored tenement houses.
Praga Płd – proximity to the National Stadium, Skaryszewski Park.
Defects:
Less developed infrastructure in some parts of Prague North.
Sometimes the visual impression is worse – although many things change for the better.
Recommended areas: Saska Kępa (Praga South), Ząbkowska (Praga North).
For whom?
For people working in the business center of Warsaw (so-called Warsaw Spire, Rondo Daszyńskiego) or looking for a premium class apartment.
Advantages:
Modern housing estates and apartment buildings, often with security, gym and parking.
Great communication: metro, trams, close to the center.
Many cafes, restaurants and coworking spaces – perfect for remote workers.
Defects:
Sometimes there is little greenery – the district is intensively built up.
It may be more expensive than in the outlying districts.
Recommended areas: Daszyńskiego Roundabout, Towarowa, Czyste.
For whom?
For those who value peace, style and proximity to parks. Popular with families, couples, freelancers and people working from home.
Advantages:
Intimate atmosphere, beautiful architecture, lots of greenery.
Quick access to the city center by metro or bike.
More and more designer apartments and boutique offers.
Defects:
Smaller selection of apartments available for short-term rentals.
Prices are often comparable to the center, despite being more peaceful.
Recommended areas: Old Żoliborz, Sady Żoliborskie, Artistic Żoliborz.
For whom?
For those looking for a balance between central location and quiet. A great option for students, delegated workers and families.
Advantages:
Close to the center and Chopin airport.
Quiet, green streets and estates.
Well-developed infrastructure: shops, clinics, parks.
Defects:
Fewer premium offers – blocks from the 1970s–1990s dominate.
It may be harder to get a quick short-term rental without knowledge of local sources.
Recommended areas: Stara Ochota, Szczęśliwice, Rakowiec.
The choice of district depends on the purpose of your stay:
Weekend or city break? Bet on Downtown, Powiśle or Prague North – close to monuments and attractions.
Business trip or remote work? It will be perfect Will, Mokotow or Żoliborz – comfortable, modern apartments with good infrastructure.
Family or long stay? Choose a quiet neighborhood like Desire, Żoliborz or Prague South – with parks, schools, playgrounds.
Regardless of your location, remember that our offer includes: apartments available without intermediaries in all these districts – just specify your needs and we will take care of the rest.
Renting an apartment without intermediaries in Warsaw is not only a possible solution today, but it is also becoming increasingly popular and convenient. Regardless of whether you are planning a short stay for tourist purposes, a business trip, or you are looking for a quiet place for a few weeks of remote work - a well-prepared decision will allow you save money, time and nerves, while ensuring full comfort.
Thanks to this guide, you now know:
where to look for proven offers without an agency,
how to recognize a fair and safe offer,
how to prepare for renting and what to include in the contract,
which mistakes to avoid,
which district of Warsaw will be best for you.
In our company we specialize in offering apartments and flats for rent without intermediaries – with flexible terms, full equipment and support at every stage of the lease. All premises are thoroughly checked, ready to move in, and the booking process has been simplified to a minimum – because we know how important it is today speed, transparency and security.
We invite you to check out our current offer in Warsaw – no commission, no hidden costs and no stress.
Have questions? Looking for a specific type of apartment? Need help booking?
Write to us - we will be happy to advise and help you find perfect apartment without intermediaries – in the city center, in Mokotów, Żoliborz or any other district.
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